The Power of a Power of Attorney: Why You Need One and How to Get It
- Lisa Homan
- Mar 14
- 3 min read
Life is unpredictable, and you never know when you might need someone to make important decisions for you. That’s where a Power of Attorney (POA) comes in! Whether it’s handling finances, making medical decisions, or managing legal matters, a POA ensures you’re covered if the unexpected happens. Let’s break it down—what types of POAs exist, who should have one, and why it’s so important.
Different Types of Power of Attorney
Not all POAs are created equal! Here are the main types and what they do:
🔹 General Power of Attorney – Gives someone broad authority over financial and legal decisions. But heads up—it becomes invalid if you’re incapacitated.
🔹 Durable Power of Attorney – Similar to a general POA, but this one stays in effect even if you’re incapacitated, ensuring continuity in decision-making.
🔹 Limited (or Special) Power of Attorney – Grants authority for a specific purpose or period. For example, if you’re out of town and need someone to sign documents on your behalf.
🔹 Medical (or Healthcare) Power of Attorney – Lets someone make medical decisions for you if you’re unable to. A must-have for emergencies or end-of-life care planning.
🔹 Springing Power of Attorney – Only takes effect if a certain condition is met, like if you become incapacitated. This gives you control over when it kicks in.
Who Needs a Power of Attorney?
A POA isn’t just for seniors—it’s for everyone! Here’s why different people should consider having one:
Young adults – Once you turn 18, your parents can’t make medical or financial decisions for you without a POA.
Business owners – A POA ensures business operations continue smoothly if you’re unavailable.
Military personnel – If you’re deployed, a POA allows a trusted person to handle things at home.
Aging individuals – A POA makes sure your affairs are in order if you ever need assistance with finances or healthcare.
Why Having a POA Matters
If you don’t have a POA, your loved ones could face stressful legal battles, delays, and extra costs just to step in and help. Here’s why getting one is a smart move:
Avoid court drama – Without a POA, your family may have to go through a lengthy and expensive legal process to take control.
Make sure your wishes are followed – Choosing a POA ensures someone you trust is making decisions, not a court or state laws.
Protect your financial and medical decisions – You don’t want important choices left in the hands of people who don’t know your preferences.
How Long Does a Power of Attorney Last?
The lifespan of a POA depends on the type:
General POA ends if you become incapacitated or pass away.
Durable POA stays in effect even if you’re incapacitated but ends when you pass away.
Limited POA expires after a set period or once its purpose is fulfilled.
Medical POA remains active until you regain decision-making ability or pass away.
Springing POA only takes effect under specific conditions and follows the terms in the document.
How to Get a Power of Attorney (Fast & Easy!)
Good news—you don’t have to go anywhere to set up a POA! Many states now allow Remote Online Notarization (RON), so you can get it done from your couch. Here’s how:
Pick someone you trust to act as your agent.
Decide which type of POA fits your needs.
Create the document (consulting an attorney is helpful for complex situations).
Get it notarized online—Verified Signature Solutions makes the process fast, secure, and hassle-free!
📌 Need a Power of Attorney notarized? Schedule your online notarization today at www.verifiedsignaturesolutions.com and get peace of mind knowing your future is protected.
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